Merchant Cash Advance

Funding that flexes with your revenue.

Get up to $500K as a lump sum today, then repay a fixed percentage of future sales. Payments scale with your revenue — slower days mean smaller payments.

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$5K – $500K

Advance Amount

4–18

Month Terms

1.1 – 1.5

Factor Rate

24–48 hrs

Time to Fund
Merchant Cash Advance What It Is

What is a Merchant Cash Advance?

An MCA is a lump-sum advance repaid through a small, fixed percentage of your daily or weekly sales. Unlike a traditional loan, repayment flexes with your revenue — your payment is bigger on strong days and smaller on slow ones.

Best used for:

Retail & Restaurants Seasonal Businesses Card-Heavy Revenue Quick Opportunities Expansion Costs Inventory Buys

Key advantages:

  • Repayment flexes with daily sales
  • Fast approval — often 24 hours
  • Minimal paperwork, no collateral
  • Qualify based on revenue, not credit
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How It Works

Three steps to a cash advance.

1

Apply Online

Quick application — we review your business revenue, not just credit scores.

2

Structure the Advance

We set an advance amount and repayment percentage that aligns with your sales.

3

Get Funded

Lump sum hits your account fast. Repayment auto-adjusts with your revenue.

Why an MCA

Easy approval. Flexible repayment.

If you run a revenue-heavy business and traditional loans have passed, an MCA is built for you. Approval is fast, paperwork is minimal, and repayment scales with your actual revenue. It's the right tool for businesses with strong sales that need speed and flexibility.

  • Approval driven by revenue, not credit
  • Payments scale with daily sales
  • No collateral required
  • Funding in as little as 24 hours
Apply Now

Turn your daily sales into capital.

Pre-qualify in 30 seconds — offers in minutes, funds in days.

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